About Us
Harbour Capital is a full service business to business
equipment financing company. Founded in 1994 by equipment
finance professionals, HCC has grown into an industry leader
and one of the nation’s largest independent equipment
finance companies. We specialize in providing creative and
cost effective solutions to small and medium sized businesses
in all 50 States and Canada.
Harbour Capital’s management team has over 100 years
of collective experience in equipment leasing and vendor
sales. This, coupled with our highly trained and highly
skilled national sales force, means that HCC has the knowledge,
experience and dedication to handle ANY new or used equipment
purchase. From a single transaction of $3,000 to master
leases and multiple schedules up to $5,000,000, we will
work with you to structure a deal that fits your needs.
HCC’s philosophy is to make the financing of equipment
as simple as possible for our customers. We offer a simple
one-page application (some of our applicants are already
pre-qualified), fast credit decisions, simple documentation
and same day funding. We keep the process simple by having
dedicated, well-trained leasing professionals committed
to our philosophy and your success.
Harbour Capital Corporation wants to be your equipment
financing partner. Let us concentrate on the details, so
you can concentrate on your business.
Financing your equipment with Harbour Capital will enable
you to:
Have
more equipment choices
Have
more vendor choices
Hedge
against rate increases as we offer fixed payment terms
Finance
100% as we do not require a down payment
Preserve
your working capital and existing line of credit
Lower
your taxable income via an operating
lease
Avoid
technological obsolescence via our purchase
option
Enhance
cash flow. Match your monthly payment with the revenues
the new equipment generates
Avoid
hidden charges. HCC doesn't require compensating balances;
buy downs, points or security deposits
Avoid
restrictions. HCC does not require covenants or pledges
of personal assets such as real estate
Avoid
having to pay construction costs. In some instances, we
can pre-fund the construction costs, assuring the vendor
their upfront costs are covered without you having to fund
the progress payment
Finance
the entire turn-key acquisition including associated software
Lock
in today's cost but pay for it with tomorrow's dollars
Be it a loan or a lease, financing with HCC is fast, simple
and hassle free.