Harbour Capital Blog

How Liquidity Impacts Franchise Growth

Many franchisees wonder how liquidity affects franchise growth. Liquidity, also known as accessibility to cash, plays a key role in your franchise business growth. Most lenders look closely at the franchisee’s liquidity as it is sometimes the most important characteristic they evaluate. When it comes to acquiring financing, liquidity requirements differ based on the lender…

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Fed Funds Rate Increases for Third Consecutive Quarter

  For the third consecutive quarter, the Federal Reserve decided on 6/14/17 to raise its benchmark interest rate, the Federal Funds rate. Many business owners are curious as to how this affects their business and what this means going forward. There are three important takeaways that you should know with regards to how the Fed…

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HCC Welcomes 2017 Summer Interns

We are very excited to announce our new group of 2017 Summer Interns! The interns this year are part of our 5th annual summer internship program and will learn a variety of skills in the finance industry through hands-on experience and training. This summer, we welcome 7 new interns that are all students at the…

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When Should You Open a Second Franchise Location?

  Apply Securely Online Franchisees frequently ask us, “When should I open my second location?” This question is a tough one to answer and has a different answer for every franchisee. However, there is a relatively short checklist that can be used as a framework for deciding when to start looking into purchasing and starting…

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Most Common Ways Business Owners Unknowingly Hurt Their Credit

Apply Securely Online Having a strong credit score is important for countless reasons, but when it comes to your business, there are a select few reasons that are particularly relevant. Having a strong credit score can help lead to financing approvals, better interest rates, better terms, and more flexible programs. Some business owners struggle with…

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Harbour Capital’s Intern Achievements

Harbour Capital’s college interns excel, both in our office and at the University of New Hampshire. We are delighted to announce the following intern achievements: 1) Stephen Taylor & Matt Haley were both nominated and accepted as Dean’s Ambassadors for the 2017-2018 school year.  Deans Ambassadors – The Dean annually selects 12-16 students (evenly distributed…

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3 Different Kinds of Debt-Refinancing

If you find yourself wishing that your current business loan had a lower interest rate or a longer term, or if you simply need more money to pursue further growth opportunities, refinancing your debt may be a good option. Refinancing your current debt isn’t very complicated, but many business owners get hung up on where…

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Benefits of Debt Refinancing

Simply put, debt refinancing is taking a new loan to pay off the remainder of an old loan. Although it might sound a bit counterintuitive to use one loan to pay for another, refinancing debt is usually a good idea when the new loan is a better loan (in one way or another). For example,…

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4 Things You Should Know About Bank Loans

Many business owners who are in need of financing initially think to look to their local bank to acquire funds for their business needs. This might be a good solution for a handful of business owners; but for the average business owner, there are a few things you should know before going down this long…

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6 Benefits of Alternative Lenders for Small Businesses

  When you choose to start looking for financing for your business, you should ask yourself a quick question. Do you want to scale your business quickly over the course of a few years, or are you building something you plan to run for the next decade? The financing plan you choose will likely depend…

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